Our Story

Building Financial Clarity Through Capital Analysis

We started in 2019 because too many businesses in Ho Chi Minh City were making decisions without really understanding their working capital situation. Not because they didn't care, but because traditional analysis methods felt disconnected from daily operations.

Financial analysis workspace showing detailed capital flow assessment

From Frustration to Focus

Our founder spent years working with manufacturing companies around District 9, watching them struggle with cash flow despite healthy-looking balance sheets. The disconnect was real and it hurt actual people trying to grow their businesses.

So we built something different. Not another complicated software system, but a practical approach to working capital education that connects financial statements to real operational decisions. We teach people how to read the story their numbers tell.

By 2025, we've helped over 200 Vietnamese businesses understand their capital cycles better. Not through magic formulas, but through clearer thinking about what working capital actually means for their specific industry and situation.

How We Think About Financial Education

Three principles guide everything we create and every workshop we run. They're simple but we've learned they matter more than complex methodology.

Context Over Templates

We don't believe in universal formulas. A textile manufacturer's capital needs look nothing like a tech distributor's. Our materials adapt to your actual business model and industry dynamics.

Speed and Simplicity

Financial analysis shouldn't take three days. We teach methods that give you actionable insights in an afternoon, using tools you already have access to. Excel, not enterprise software.

Practical Application

Theory alone doesn't help at 11pm when you're deciding whether to extend payment terms to a major customer. We focus on decision frameworks you can actually use under pressure.

Who Creates These Resources

Small team. Deep focus on Vietnamese market conditions. Years of experience turning complicated financial concepts into straightforward guidance.

Linh Khánh Trần

Financial Education Director

Spent 12 years in corporate finance before switching to education. Creates most of our workshop content and case studies.

Background That Matters

We're not consultants who parachute in with generic advice. Our team grew up working with Vietnamese SMEs, understanding the specific challenges of operating in this market.

Seasonal payment cycles, supplier relationship dynamics, the reality of managing capital when your customers expect 90-day terms but your suppliers want cash upfront.

What We Actually Do

We develop educational materials focused on working capital analysis. Video courses, detailed guides, interactive tools that help finance teams understand their cash conversion cycles.

Everything's designed for people who are busy running actual businesses, not for those who have time for academic financial theory.

Our Learning Philosophy

We believe financial literacy comes from doing, not just reading. That's why our materials include real examples, decision trees for common scenarios, and frameworks you can apply immediately.

Less PowerPoint theory. More spreadsheet practice with realistic numbers from Vietnamese businesses.

What Matters to Us

These aren't corporate values we put on posters. They're actual priorities that shape how we create content and work with businesses throughout Ho Chi Minh City and beyond.

Honest Complexity

Working capital isn't simple and we don't pretend it is. But it's also not mysterious. We explain difficult concepts clearly without dumbing them down or hiding behind jargon that makes us sound smarter than we are.

Local Context Always

Financial principles might be universal, but how they play out in Vietnamese business culture matters enormously. We don't teach Western models without adapting them to local supplier relationships, payment norms, and regulatory reality.

Time Respect

You're running a business. We create materials that deliver value proportional to time invested. A 20-minute video should give you something you can apply that afternoon, not vague concepts you might use someday.

Evidence-Based Teaching

Our examples come from real companies we've worked with, anonymized but accurate. We don't make up ideal scenarios that never happen in actual business. If we show a cash flow problem, it's one that genuinely occurred.

Based in District 9, Serving Vietnam

We work primarily with businesses throughout Ho Chi Minh City, though our educational materials reach finance teams across Vietnam. Being local means we understand the market conditions you're actually dealing with.

Our office is here if you need to meet in person, but most of our educational content is designed for remote learning so you can access it when it's convenient for your schedule.

Address

A11/3 Lê Văn Việt, Tăng Nhơn Phú A, Quận 9, Thành phố Hồ Chí Minh, Vietnam

Phone

+842437470256

info@lumixradiix.com

Modern office environment where financial education materials are developed

Want to Understand Your Working Capital Better?

Explore our study materials and see if our approach to financial education makes sense for your team. Everything's designed for practical application in Vietnamese business contexts.

View Study Materials